Loan Options
It's your loan. Let's find the one that fits.
Financing options available
Conventional
Standard loans, generally with lower mortgage insurance, for primary homes, second homes and investment properties. Includes jumbo loans, condos, full and partial renovation loans, and blanket and bridge loan financing.
FHA
Widely used by first-time home buyers. FHA offers more flexible credit guidelines and can offer competitive rates. Unlike conventional financing, FHA mortgage insurance often stays for the life of the loan, so we'll weigh the tradeoffs together.
VA
Government-backed financing for eligible veterans, without monthly mortgage insurance.
Non-QM (non-qualified mortgage)
Flexible solutions for borrowers who may struggle to document all of their income, who want to qualify based on the assets they own, or who are buying non-conventional property like a non-warrantable condo or a property with a lot of acreage.
Home equity
Lines of credit or fixed-rate second mortgages.
Reverse mortgage
For eligible homeowners 62 and older, a way to use home equity while staying in the home. confirm offering + compliance wording
Beyond these
I work with a wide range of loan types beyond the ones featured here. If you don't see what you need, ask me.
All loans are subject to eligibility, credit approval and underwriting guidelines. Not every borrower will qualify for every program. compliance wording
Financing is not one size fits all
With hundreds of lenders to choose from, my toolbox is overflowing with solutions. Finding the right loan for your situation is always priority #1.
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What goes into your loan and your rate?
What goes into determining the loan you qualify for and the rate you receive? With so much information to be factored in, it's important to have someone who is not only licensed to do the work, but also knows the qualifications required to get the financing you need.
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