Move-Up, Second-Home & Relocating Buyers
Your next chapter, financed the smart way.
Whether you're moving up, adding a second home or relocating to Florida, the right loan depends on your timing, your equity and your plans. I'll help you line up the pieces so the move feels simple.
Stock · Florida home exterior
Options
Bridge loan financing
Buying before you sell, when it fits.
Jumbo and condo loans
no body line in doc: add one or leave title-only
Second homes and investment properties
Conventional, plus blanket loans for multiple properties.
Renovation loans
Full and partial.
New to Florida?
Florida has a few extras: 4-point and wind mitigation inspections for insurance, flood insurance questions, and the homestead exemption (apply by March 1 after you move in). I'll walk you through them.
Read the First-Time Homeowner Guide →"Sherry we enjoyed working with you again and are so happy that you were a part of our journey to getting our new home. Thank you for helping us get back into the area. It was a pleasure working with you."
Move-up and relocation FAQs
Can I buy my next home before I sell my current one?
It may be possible. Bridge loan financing is one option, depending on your equity, income and credit. Let's talk through your timeline and what makes sense for you.
Do you finance second homes and investment properties?
Yes. Conventional financing can be used for primary homes, second homes and investment properties, including condos and jumbo loans. Blanket loans and Non-QM options may help with multiple or less traditional properties.
I'm moving to Florida from another state. Can you help?
Yes. I work with clients all over Florida and can walk you through Florida-specific items like 4-point and wind mitigation inspections, flood insurance questions and the homestead exemption after you move in.
Can I finance a home that needs work?
Full and partial renovation loans may let you finance improvements along with the purchase. Eligibility and requirements vary by program.
Ready to get started with a Smarti solution?
The pre-application is the first step to working with me. It takes a few minutes and your information is secure.
Start Your Pre-ApplicationAlready working with me?
Your secure portal is the preferred way to upload documents and keep your loan moving. It's more secure than email.
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